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๐Ÿ’ก Smart Analysis

Comparing Boston and San Francisco: Average gross pay is 25% higher in San Francisco. Cost of living is 15% cheaper in Boston. With higher take-home and lower expenses, Boston is a more financially comfortable place to live with an affordability score of 6/10 compared to 5.2/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
Boston
๐Ÿ‡บ๐Ÿ‡ธ
San Francisco

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$89,760/yr
$112,200/yr
HIGHER
Junior Developer Pay
$50,700
$61,750
Mid-Level Developer Pay
$78,200
$95,200
Senior Developer Pay
$117,600
$140,000
Lead / Architect Pay
$147,000
$175,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$2,800
$3,800
Rent โ€” Suburbs (1 Bed)
$1,800
$2,400
Groceries (Monthly)
$560
$650
Public Transport Pass
$95
$120
Utilities (Electricity, Internet)
$270
$320
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$4,619/mo
CHEAPER
$5,408/mo

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
25%
35%
Social Security Deduction
8%
8%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$4,366/mo
$4,522/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
6
MORE AFFORDABLE
5.2
Monthly Savings Potential
Money left over after all standard cost of living expenses
$-253/mo
$-886/mo
Months to Save $10,000
~6 months
~7 months
๐Ÿ‡บ๐Ÿ‡ธ Complete Boston Breakdown & Charts โ†’ ๐Ÿ‡บ๐Ÿ‡ธ Complete San Francisco Breakdown & Charts โ†’