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City 2:

๐Ÿ’ก Smart Analysis

Comparing San Francisco and Toronto: Average gross pay is 87% higher in San Francisco. Cost of living is 45% cheaper in Toronto. With higher take-home and lower expenses, Toronto is a more financially comfortable place to live with an affordability score of 7/10 compared to 5.2/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
San Francisco
๐Ÿ‡จ๐Ÿ‡ฆ
Toronto

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$142,000/yr
HIGHER
$76,000/yr
Junior Developer Pay
$81,000
$41,000
Mid-Level Developer Pay
$120,000
$67,000
Senior Developer Pay
$174,000
$100,000
Lead / Architect Pay
$216,000
$123,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$3,800
$1,900
Rent โ€” Suburbs (1 Bed)
$2,400
$1,200
Groceries (Monthly)
$650
$400
Public Transport Pass
$120
$120
Utilities (Electricity, Internet)
$320
$200
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$5,408/mo
$2,993/mo
CHEAPER

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
35%
26%
Social Security Deduction
8%
5%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$5,950/mo
$3,874/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
5.2
7
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$542/mo
$881/mo
Months to Save $10,000
~18 months
~11 months
๐Ÿ‡บ๐Ÿ‡ธ Complete San Francisco Breakdown & Charts โ†’ ๐Ÿ‡จ๐Ÿ‡ฆ Complete Toronto Breakdown & Charts โ†’