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Software Engineer Salary Comparison

Side-by-side evaluation of salaries, local taxes, monthly expenses, and real purchasing power

✓ Real-time Comparison
🔍 Change Comparison Cities
City 1:
VS
City 2:

💡 Smart Analysis

Comparing Singapore and Hong Kong: Average gross pay is 12% higher in Singapore. Cost of living is 7% cheaper in Singapore. With higher take-home and lower expenses, Singapore is a more financially comfortable place to live with an affordability score of 7.2/10 compared to 6.5/10.

Category Comparison
🇸🇬
Singapore
🇭🇰
Hong Kong

💰 Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$82,000/yr
HIGHER
$73,000/yr
Junior Developer Pay
$43,000
$37,000
Mid-Level Developer Pay
$71,000
$63,000
Senior Developer Pay
$107,000
$94,000
Lead / Architect Pay
$133,000
$117,000

🏠 Monthly Cost of Living

Rent — City Center (1 Bed)
$2,200
$2,500
Rent — Suburbs (1 Bed)
$1,500
$1,600
Groceries (Monthly)
$400
$420
Public Transport Pass
$120
$100
Utilities (Electricity, Internet)
$200
$220
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$3,098/mo
CHEAPER
$3,318/mo

🧾 Tax rates & Take-home

Average Income Tax Rate
17%
15%
Social Security Deduction
20%
5%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$3,728/mo
$4,016/mo

📊 Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
7.2
MORE AFFORDABLE
6.5
Monthly Savings Potential
Money left over after all standard cost of living expenses
$630/mo
$698/mo
Months to Save $10,000
~16 months
~14 months
🇸🇬 Complete Singapore Breakdown & Charts → 🇭🇰 Complete Hong Kong Breakdown & Charts →