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Software Engineer Salary Comparison

Side-by-side evaluation of salaries, local taxes, monthly expenses, and real purchasing power

✓ Real-time Comparison
🔍 Change Comparison Cities
City 1:
VS
City 2:

💡 Smart Analysis

Comparing Ottawa and Montreal: Average gross pay is 4% higher in Ottawa. Cost of living is 2% cheaper in Montreal. With higher take-home and lower expenses, Montreal is a more financially comfortable place to live with an affordability score of 7.3/10 compared to 7.2/10.

Category Comparison
🇨🇦
Ottawa
🇨🇦
Montreal

💰 Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$80,000/yr
HIGHER
$77,000/yr
Junior Developer Pay
$45,000
$43,000
Mid-Level Developer Pay
$70,000
$67,000
Senior Developer Pay
$105,000
$101,000
Lead / Architect Pay
$132,000
$126,000

🏠 Monthly Cost of Living

Rent — City Center (1 Bed)
$1,500
$1,500
Rent — Suburbs (1 Bed)
$958
$960
Groceries (Monthly)
$365
$370
Public Transport Pass
$95
$95
Utilities (Electricity, Internet)
$188
$185
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$2,570/mo
$2,514/mo
CHEAPER

🧾 Tax rates & Take-home

Average Income Tax Rate
26%
26%
Social Security Deduction
5%
4%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$4,043/mo
$3,869/mo

📊 Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
7.2
7.3
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,473/mo
$1,355/mo
Months to Save $10,000
~7 months
~7 months
🇨🇦 Complete Ottawa Breakdown & Charts → 🇨🇦 Complete Montreal Breakdown & Charts →