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Software Engineer Salary Comparison

Side-by-side evaluation of salaries, local taxes, monthly expenses, and real purchasing power

✓ Real-time Comparison
🔍 Change Comparison Cities
City 1:
VS
City 2:

💡 Smart Analysis

Comparing Kochi and Chennai: Average gross pay is 24% higher in Chennai. Cost of living is 25% cheaper in Kochi. With higher take-home and lower expenses, Kochi is a more financially comfortable place to live with an affordability score of 8.7/10 compared to 8.5/10.

Category Comparison
🇮🇳
Kochi
🇮🇳
Chennai

💰 Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$14,500/yr
$18,000/yr
HIGHER
Junior Developer Pay
$7,000
$8,500
Mid-Level Developer Pay
$12,000
$15,000
Senior Developer Pay
$21,000
$27,000
Lead / Architect Pay
$30,000
$36,000

🏠 Monthly Cost of Living

Rent — City Center (1 Bed)
$280
$340
Rent — Suburbs (1 Bed)
$175
$215
Groceries (Monthly)
$85
$100
Public Transport Pass
$9
$12
Utilities (Electricity, Internet)
$60
$70
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$420/mo
CHEAPER
$557/mo

🧾 Tax rates & Take-home

Average Income Tax Rate
30%
30%
Social Security Deduction
12%
12%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$630/mo
$788/mo

📊 Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
8.7
MORE AFFORDABLE
8.5
Monthly Savings Potential
Money left over after all standard cost of living expenses
$210/mo
$231/mo
Months to Save $10,000
~48 months
~43 months
🇮🇳 Complete Kochi Breakdown & Charts → 🇮🇳 Complete Chennai Breakdown & Charts →