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Software Engineer Salary Comparison

Side-by-side evaluation of salaries, local taxes, monthly expenses, and real purchasing power

✓ Real-time Comparison
🔍 Change Comparison Cities
City 1:
VS
City 2:

💡 Smart Analysis

Comparing Cebu and Singapore: Average gross pay is 811% higher in Singapore. Cost of living is 88% cheaper in Cebu. With higher take-home and lower expenses, Cebu is a more financially comfortable place to live with an affordability score of 9.2/10 compared to 7.2/10.

Category Comparison
🇵🇭
Cebu
🇸🇬
Singapore

💰 Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$9,000/yr
$82,000/yr
HIGHER
Junior Developer Pay
$4,000
$43,000
Mid-Level Developer Pay
$7,500
$71,000
Senior Developer Pay
$13,500
$107,000
Lead / Architect Pay
$18,000
$133,000

🏠 Monthly Cost of Living

Rent — City Center (1 Bed)
$240
$2,200
Rent — Suburbs (1 Bed)
$145
$1,500
Groceries (Monthly)
$80
$400
Public Transport Pass
$7
$120
Utilities (Electricity, Internet)
$52
$200
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$387/mo
CHEAPER
$3,098/mo

🧾 Tax rates & Take-home

Average Income Tax Rate
25%
17%
Social Security Deduction
4%
20%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$438/mo
$3,728/mo

📊 Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
9.2
MORE AFFORDABLE
7.2
Monthly Savings Potential
Money left over after all standard cost of living expenses
$51/mo
$630/mo
Months to Save $10,000
~196 months
~16 months
🇵🇭 Complete Cebu Breakdown & Charts → 🇸🇬 Complete Singapore Breakdown & Charts →