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๐Ÿ’ก Smart Analysis

Comparing San Diego and Phoenix: Average gross pay is 13% higher in San Diego. Cost of living is 18% cheaper in Phoenix. With higher take-home and lower expenses, Phoenix is a more financially comfortable place to live with an affordability score of 6.8/10 compared to 6.2/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
San Diego
๐Ÿ‡บ๐Ÿ‡ธ
Phoenix

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$124,000/yr
HIGHER
$110,000/yr
Junior Developer Pay
$72,000
$65,000
Mid-Level Developer Pay
$108,000
$96,000
Senior Developer Pay
$158,000
$142,000
Lead / Architect Pay
$198,000
$178,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$2,400
$1,700
Rent โ€” Suburbs (1 Bed)
$1,540
$1,080
Groceries (Monthly)
$510
$470
Public Transport Pass
$92
$65
Utilities (Electricity, Internet)
$258
$225
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$4,388/mo
$3,615/mo
CHEAPER

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
25%
0%
Social Security Deduction
8%
8%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$6,030/mo
$6,880/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
6.2
6.8
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,642/mo
$3,265/mo
Months to Save $10,000
~7 months
~4 months
๐Ÿ‡บ๐Ÿ‡ธ Complete San Diego Breakdown & Charts โ†’ ๐Ÿ‡บ๐Ÿ‡ธ Complete Phoenix Breakdown & Charts โ†’