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City 2:

๐Ÿ’ก Smart Analysis

Comparing Penang and Kuala Lumpur: Average gross pay is 20% higher in Kuala Lumpur. Cost of living is 19% cheaper in Penang. With higher take-home and lower expenses, Penang is a more financially comfortable place to live with an affordability score of 8.8/10 compared to 8.7/10.

Category Comparison
๐Ÿ‡ฒ๐Ÿ‡พ
Penang
๐Ÿ‡ฒ๐Ÿ‡พ
Kuala Lumpur

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$20,000/yr
$24,000/yr
HIGHER
Junior Developer Pay
$8,000
$10,000
Mid-Level Developer Pay
$16,000
$20,000
Senior Developer Pay
$28,000
$34,000
Lead / Architect Pay
$38,000
$44,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$380
$500
Rent โ€” Suburbs (1 Bed)
$238
$300
Groceries (Monthly)
$120
$140
Public Transport Pass
$14
$18
Utilities (Electricity, Internet)
$72
$85
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$604/mo
CHEAPER
$748/mo

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
24%
24%
Social Security Deduction
11%
11%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$880/mo
$1,100/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
8.8
MORE AFFORDABLE
8.7
Monthly Savings Potential
Money left over after all standard cost of living expenses
$276/mo
$352/mo
Months to Save $10,000
~36 months
~28 months
๐Ÿ‡ฒ๐Ÿ‡พ Complete Penang Breakdown & Charts โ†’ ๐Ÿ‡ฒ๐Ÿ‡พ Complete Kuala Lumpur Breakdown & Charts โ†’