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๐Ÿ’ก Smart Analysis

Comparing Ottawa and Montreal: Average gross pay is 4% higher in Ottawa. Cost of living is 2% cheaper in Montreal. With higher take-home and lower expenses, Montreal is a more financially comfortable place to live with an affordability score of 7.3/10 compared to 7.2/10.

Category Comparison
๐Ÿ‡จ๐Ÿ‡ฆ
Ottawa
๐Ÿ‡จ๐Ÿ‡ฆ
Montreal

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$82,000/yr
HIGHER
$79,000/yr
Junior Developer Pay
$46,000
$44,000
Mid-Level Developer Pay
$71,000
$68,000
Senior Developer Pay
$107,000
$103,000
Lead / Architect Pay
$134,000
$128,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$1,500
$1,500
Rent โ€” Suburbs (1 Bed)
$958
$960
Groceries (Monthly)
$365
$370
Public Transport Pass
$95
$95
Utilities (Electricity, Internet)
$188
$185
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$2,570/mo
$2,514/mo
CHEAPER

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
26%
26%
Social Security Deduction
5%
4%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$4,100/mo
$3,927/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
7.2
7.3
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,530/mo
$1,413/mo
Months to Save $10,000
~7 months
~7 months
๐Ÿ‡จ๐Ÿ‡ฆ Complete Ottawa Breakdown & Charts โ†’ ๐Ÿ‡จ๐Ÿ‡ฆ Complete Montreal Breakdown & Charts โ†’