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๐Ÿ’ก Smart Analysis

Comparing Calgary and Toronto: Average gross pay is 7% higher in Toronto. Cost of living is 11% cheaper in Calgary. With higher take-home and lower expenses, Calgary is a more financially comfortable place to live with an affordability score of 7.2/10 compared to 7/10.

Category Comparison
๐Ÿ‡จ๐Ÿ‡ฆ
Calgary
๐Ÿ‡จ๐Ÿ‡ฆ
Toronto

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$73,000/yr
$78,000/yr
HIGHER
Junior Developer Pay
$40,000
$42,000
Mid-Level Developer Pay
$64,000
$69,000
Senior Developer Pay
$97,000
$104,000
Lead / Architect Pay
$122,000
$128,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$1,600
$1,900
Rent โ€” Suburbs (1 Bed)
$1,020
$1,200
Groceries (Monthly)
$380
$400
Public Transport Pass
$100
$120
Utilities (Electricity, Internet)
$190
$200
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$2,677/mo
CHEAPER
$2,993/mo

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
26%
26%
Social Security Deduction
5%
5%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$3,696/mo
$3,990/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
7.2
MORE AFFORDABLE
7
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,019/mo
$997/mo
Months to Save $10,000
~10 months
~10 months
๐Ÿ‡จ๐Ÿ‡ฆ Complete Calgary Breakdown & Charts โ†’ ๐Ÿ‡จ๐Ÿ‡ฆ Complete Toronto Breakdown & Charts โ†’