๐ŸŒŸ New: Salary Data for 50+ Countries Explore Now โ†’
๐Ÿ” Change Comparison Cities
City 1:
VS
City 2:

๐Ÿ’ก Smart Analysis

Comparing San Francisco and New York: Average gross pay is 27% higher in San Francisco. Cost of living is 11% cheaper in New York. With higher take-home and lower expenses, New York is a more financially comfortable place to live with an affordability score of 5.8/10 compared to 5.2/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
San Francisco
๐Ÿ‡บ๐Ÿ‡ธ
New York

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$174,000/yr
HIGHER
$137,000/yr
Junior Developer Pay
$100,000
$79,000
Mid-Level Developer Pay
$148,000
$116,000
Senior Developer Pay
$212,000
$169,000
Lead / Architect Pay
$265,000
$212,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$3,800
$3,500
Rent โ€” Suburbs (1 Bed)
$2,400
$2,200
Groceries (Monthly)
$650
$600
Public Transport Pass
$120
$130
Utilities (Electricity, Internet)
$320
$300
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$5,408/mo
$4,835/mo
CHEAPER

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
35%
25%
Social Security Deduction
8%
8%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$7,338/mo
$6,476/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
5.2
5.8
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,930/mo
$1,641/mo
Months to Save $10,000
~5 months
~6 months
๐Ÿ‡บ๐Ÿ‡ธ Complete San Francisco Breakdown & Charts โ†’ ๐Ÿ‡บ๐Ÿ‡ธ Complete New York Breakdown & Charts โ†’