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๐Ÿ’ก Smart Analysis

Comparing San Francisco and London: Average gross pay is 96% higher in San Francisco. Cost of living is 44% cheaper in London. With higher take-home and lower expenses, London is a more financially comfortable place to live with an affordability score of 6.2/10 compared to 5.2/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
San Francisco
๐Ÿ‡ฌ๐Ÿ‡ง
London

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$159,000/yr
HIGHER
ยฃ81,000/yr
Junior Developer Pay
$92,000
ยฃ41,000
Mid-Level Developer Pay
$135,000
ยฃ70,000
Senior Developer Pay
$193,000
ยฃ102,000
Lead / Architect Pay
$241,000
ยฃ129,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$3,800
ยฃ2,200
Rent โ€” Suburbs (1 Bed)
$2,400
ยฃ1,400
Groceries (Monthly)
$650
ยฃ450
Public Transport Pass
$120
ยฃ160
Utilities (Electricity, Internet)
$320
ยฃ200
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$5,408/mo
ยฃ3,010/mo
CHEAPER

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
35%
20%
Social Security Deduction
8%
12%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$6,694/mo
ยฃ4,083/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
5.2
6.2
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,286/mo
ยฃ1,073/mo
Months to Save $10,000
~8 months
~9 months
๐Ÿ‡บ๐Ÿ‡ธ Complete San Francisco Breakdown & Charts โ†’ ๐Ÿ‡ฌ๐Ÿ‡ง Complete London Breakdown & Charts โ†’