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City 2:

๐Ÿ’ก Smart Analysis

Comparing San Francisco and Austin: Average gross pay is 20% higher in San Francisco. Cost of living is 29% cheaper in Austin. With higher take-home and lower expenses, Austin is a more financially comfortable place to live with an affordability score of 6.8/10 compared to 5.2/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
San Francisco
๐Ÿ‡บ๐Ÿ‡ธ
Austin

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$159,000/yr
HIGHER
$132,000/yr
Junior Developer Pay
$92,000
$77,000
Mid-Level Developer Pay
$135,000
$116,000
Senior Developer Pay
$193,000
$171,000
Lead / Architect Pay
$241,000
$209,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$3,800
$1,800
Rent โ€” Suburbs (1 Bed)
$2,400
$1,200
Groceries (Monthly)
$650
$480
Public Transport Pass
$120
$60
Utilities (Electricity, Internet)
$320
$220
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$5,408/mo
$3,838/mo
CHEAPER

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
35%
0%
Social Security Deduction
8%
8%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$6,694/mo
$8,313/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
5.2
6.8
MORE AFFORDABLE
Monthly Savings Potential
Money left over after all standard cost of living expenses
$1,286/mo
$4,475/mo
Months to Save $10,000
~8 months
~2 months
๐Ÿ‡บ๐Ÿ‡ธ Complete San Francisco Breakdown & Charts โ†’ ๐Ÿ‡บ๐Ÿ‡ธ Complete Austin Breakdown & Charts โ†’