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๐Ÿ’ก Smart Analysis

Comparing Austin and New York: Average gross pay is 8% higher in New York. Cost of living is 21% cheaper in Austin. With higher take-home and lower expenses, Austin is a more financially comfortable place to live with an affordability score of 6.8/10 compared to 5.8/10.

Category Comparison
๐Ÿ‡บ๐Ÿ‡ธ
Austin
๐Ÿ‡บ๐Ÿ‡ธ
New York

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$132,000/yr
$142,000/yr
HIGHER
Junior Developer Pay
$77,000
$82,000
Mid-Level Developer Pay
$116,000
$120,000
Senior Developer Pay
$171,000
$175,000
Lead / Architect Pay
$209,000
$218,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$1,800
$3,500
Rent โ€” Suburbs (1 Bed)
$1,200
$2,200
Groceries (Monthly)
$480
$600
Public Transport Pass
$60
$130
Utilities (Electricity, Internet)
$220
$300
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$3,838/mo
CHEAPER
$4,835/mo

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
0%
25%
Social Security Deduction
8%
8%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$8,313/mo
$6,700/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
6.8
MORE AFFORDABLE
5.8
Monthly Savings Potential
Money left over after all standard cost of living expenses
$4,475/mo
$1,865/mo
Months to Save $10,000
~2 months
~5 months
๐Ÿ‡บ๐Ÿ‡ธ Complete Austin Breakdown & Charts โ†’ ๐Ÿ‡บ๐Ÿ‡ธ Complete New York Breakdown & Charts โ†’