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๐Ÿ’ก Smart Analysis

Comparing Cebu and Manila: Average gross pay is 21% higher in Manila. Cost of living is 16% cheaper in Cebu. With higher take-home and lower expenses, Cebu is a more financially comfortable place to live with an affordability score of 9.2/10 compared to 9/10.

Category Comparison
๐Ÿ‡ต๐Ÿ‡ญ
Cebu
๐Ÿ‡ต๐Ÿ‡ญ
Manila

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
$9,500/yr
$11,500/yr
HIGHER
Junior Developer Pay
$4,000
$5,500
Mid-Level Developer Pay
$8,000
$9,500
Senior Developer Pay
$13,500
$17,000
Lead / Architect Pay
$19,000
$23,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
$240
$320
Rent โ€” Suburbs (1 Bed)
$145
$190
Groceries (Monthly)
$80
$95
Public Transport Pass
$7
$9
Utilities (Electricity, Internet)
$52
$62
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
$387/mo
CHEAPER
$462/mo

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
25%
25%
Social Security Deduction
4%
4%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
$467/mo
$554/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
9.2
MORE AFFORDABLE
9
Monthly Savings Potential
Money left over after all standard cost of living expenses
$80/mo
$92/mo
Months to Save $10,000
~125 months
~109 months
๐Ÿ‡ต๐Ÿ‡ญ Complete Cebu Breakdown & Charts โ†’ ๐Ÿ‡ต๐Ÿ‡ญ Complete Manila Breakdown & Charts โ†’