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๐Ÿ’ก Smart Analysis

Comparing Cologne and Hamburg: Average gross pay is 8% higher in Hamburg. Cost of living is 8% cheaper in Cologne. With higher take-home and lower expenses, Cologne is a more financially comfortable place to live with an affordability score of 7.1/10 compared to 7/10.

Category Comparison
๐Ÿ‡ฉ๐Ÿ‡ช
Cologne
๐Ÿ‡ฉ๐Ÿ‡ช
Hamburg

๐Ÿ’ฐ Gross Salaries & Ranges

Average Gross Salary (Annual)
The primary average salary across experience ranges
โ‚ฌ65,000/yr
โ‚ฌ70,000/yr
HIGHER
Junior Developer Pay
โ‚ฌ36,000
โ‚ฌ39,000
Mid-Level Developer Pay
โ‚ฌ59,000
โ‚ฌ62,000
Senior Developer Pay
โ‚ฌ87,000
โ‚ฌ91,000
Lead / Architect Pay
โ‚ฌ109,000
โ‚ฌ114,000

๐Ÿ  Monthly Cost of Living

Rent โ€” City Center (1 Bed)
โ‚ฌ1,350
โ‚ฌ1,500
Rent โ€” Suburbs (1 Bed)
โ‚ฌ870
โ‚ฌ950
Groceries (Monthly)
โ‚ฌ340
โ‚ฌ360
Public Transport Pass
โ‚ฌ86
โ‚ฌ90
Utilities (Electricity, Internet)
โ‚ฌ178
โ‚ฌ185
Estimated Cost of Living
Rent center, groceries, transport plans & hobbies included
โ‚ฌ2,011/mo
CHEAPER
โ‚ฌ2,196/mo

๐Ÿงพ Tax rates & Take-home

Average Income Tax Rate
19%
19%
Social Security Deduction
20%
20%
Monthly Take-home (After Tax)
Estimated direct net monthly deposit based on mid-level pay
โ‚ฌ2,999/mo
โ‚ฌ3,151/mo

๐Ÿ“Š Affordability & Savings

Affordability Index
Score out of 10 comparing local net pay to costs
7.1
MORE AFFORDABLE
7
Monthly Savings Potential
Money left over after all standard cost of living expenses
โ‚ฌ988/mo
โ‚ฌ955/mo
Months to Save โ‚ฌ10,000
~10 months
~10 months
๐Ÿ‡ฉ๐Ÿ‡ช Complete Cologne Breakdown & Charts โ†’ ๐Ÿ‡ฉ๐Ÿ‡ช Complete Hamburg Breakdown & Charts โ†’